Remortgage with "Free Legals"

Despite the name "Free Legals", they are not quite free. While designed to reduce upfront costs, additional charges may be applied depending on the circumstances of the case, such as Title Restrictions and Transfers of Equity.

In many cases, the solicitor acts primarily for the lender, meaning the client does not receive full legal representation. As a result, we can experience reduced visibility of cases, slower updates, and less control once the case has been instructed.

A more flexible alternative

A cashback solution can offer greater control, transparency, and flexibility compared to Free Legals, providing a better service overall.

Lenders typically provide cashback of £250 to £500, which can be used towards legal fees.

The solicitor acts for both the client and the lender, creating a more consistent and supported experience throughout the process.

We can also benefit from real-time case tracking, clearer communication, and dedicated support, helping us stay in control throughout the whole process.

Additional legal work can also be included (if required) and quoted with set fees, unlike free legals, which can be more restrictive and less predictable.

More control, more value

So, although Free Legals may sound simple, in an industry that now demands more control, transparency and value, a cashback solution can offer a smarter and more flexible option.

Get in touch with our friendly and knowledgeable team for more information.