Background

Male - Aged 41 - Sales Representative - Married with no dependents.

We implemented Life or Earlier Critical Illness Cover via Royal London and Life Cover with Fracture Plan attached via Zurich back in early 2020.

This individual's circumstances were changing in many ways over the months ahead and there was a desire to cease all cover. A discussion was had with the client, to at least retain part of the package, maybe only cancelling the mortgage cover which they felt was no longer required. After we gave reasoning behind retaining cover this was agreed to.

Event

Early 2023 the individual sadly suffered a Stroke, needing time in hospital and support at home.

Outcome

We supported our clients in the claim process, ensuring it was dealt with as swiftly as possible. A successful claim was paid out, enabling our clients to have financial security of the home going forward.

Benefit Paid

A lump sum of £28,686.